How to Play Baccarat at Online Casinos

Author: Ghandie Kurnia Widi · Published: November 29, 2025 · Category: Komputer Dasar

Baccarat is one of the most popular card games you can find at online casinos. With its simple rules and low house edge, it attracts both new and experienced players alike. If you’re looking for a game that balances excitement and strategy, baccarat could be your perfect match. If you’re interested in trying it out, try 31Bets Casino for a great gaming experience.

What are the Basic Rules of Baccarat?

Baccarat is typically played with multiple decks of cards. Players bet on one of three possible outcomes: the Player hand winning, the Banker hand winning, or a Tie. Here’s a simplified breakdown:

Card Values: Cards 2-9 are worth their face value, Aces are worth 1, and 10s and face cards are worth 0.
Winning Conditions: The hand that totals closest to 9 wins. If the total exceeds 9, only the last digit counts (e.g., a hand of 7 and 6 totals 3).
Drawing Rules: There are specific rules about when a third card is drawn, depending on the initial totals.

What is the RTP for Baccarat?

The Return to Player (RTP) percentage for baccarat varies based on the type of bet you place:

Banker Bet: RTP is approximately 98.94%. However, a 5% commission is taken on winning banker bets.
Player Bet: RTP is around 98.76%.
Tie Bet: RTP is lower, about 85.64%, making it less favorable.

Choosing the Banker bet maximizes your chances, due to the higher RTP, despite the commission.

What are the Typical Wagering Requirements for Bonuses?

Many online casinos offer bonuses that can be used to play baccarat. However, these bonuses often come with wagering requirements. Here’s what to look for:

Standard Wagering Requirement: Typically around 35x to 40x for most bonuses.
Contribution to Wagering: Baccarat usually contributes 0% to the wagering requirement, meaning you cannot count your play towards fulfilling the bonus.

Always read the terms and conditions carefully before accepting any bonus to avoid unexpected disappointments.

Common Myths about Baccarat

Myth 1: Baccarat is only for high rollers.
Reality: Online baccarat has low-stakes tables, making it accessible for all budgets.
Myth 2: The Banker bet is rigged.
Reality: The Banker bet has a statistical edge, but it’s based on probability, not manipulation.
Myth 3: You can control the outcome with betting systems.
Reality: Baccarat is a game of chance, and no betting system can guarantee wins based on past outcomes.

What are the Pros and Cons of Playing Baccarat Online?

Pros	Cons
Low house edge on Banker bets	Wagering requirements can be high
Multiple game variations available	Limited bonus contributions
Easy to learn	May have a higher variance

Understanding these elements can significantly enhance your baccarat experience. By focusing on RTP, bonus terms, and wagering requirements, you’re more likely to find value in your bets while enjoying the game.

How to Play Baccarat at Online Casinos

What are the Basic Rules of Baccarat?

What is the RTP for Baccarat?

What are the Typical Wagering Requirements for Bonuses?

Common Myths about Baccarat

What are the Pros and Cons of Playing Baccarat Online?

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